Mortgages
Your house,
your rules.
We help you find the right mortgage and assist in structuring it on your terms.
Why Our Clients Trust Waikato Mortgage & Life Brokers
20 Years of Trusted Service
For nearly two decades, we’ve been helping Kiwis into homes with expert mortgage advice and support. Our long-standing presence in the Waikato region reflects our commitment to doing what’s right for our clients — year after year.
Real People, Personal Advice
With three experienced advisers on hand, you get genuine, one-on-one guidance. We take the time to understand your goals and match you with the right mortgage solution — no pressure, no sales spin, just honest advice.
A Stress-Free Mortgage Process
Mortgage Calculator
Why Use a Mortgage Broker?
- Personalized service for free as we get paid by the banks out of their profit.
- Access to multiple banking and other financial institutions.
- Competitive rates and financial advice that saves you in the long run.
- First home, rental investment, debt consolidation and other means to save you thousands in interest payments.
You don’t want to limit your options by just approaching one bank or lender. We offer mortgage broking services that provide you with a range of options so you can choose the best to suit your needs and budget. With an excellent relationship with a number of major banks, second tier lenders and insurance companies ensures that you get the best. Above all we do all the work for you at your comfort. YOUR SUCCESS IS OUR GOAL.
Our 6 Step Advice Process
1. Introduction to WMLB
We start with a no-obligation conversation to understand your needs, whether you’re buying your first home, refinancing, investing or wanting to insure yourself. It’s all about getting to know you and your goals.
2. Fact Find
We’ll collect all the important information from you that will assist us in making an assessment and tailoring our advice for you.
3. Analysis & Research
Based on your personal situation, we research the market and present the best options available. We explain the pros and cons in plain language so you can make well informed decisions.
4. Recommendation
Statement of Advice
We Present our Statement of Advice to you which is prepared keeping your personal situation and future goals in mind conducting a market wide comparison.
5. Implementation
We manage the full application process from start to finish, working with lenders, insurers, answering their questions, and negotiating on your behalf to get the best possible outcome.
6. Review & Ongoing support
Once your loan is approved or insurer is put in place, we support you ongoing and offer our full assistance in making claims, interest rate refixes or reviewing your plan based on any circumstantial changes.
With Waikato Mortgage & Life you get:
- Free advice on all aspects of the lending process
- A range of lending options and structures
- Arrangements with major retail banks
- Niche and second tier lenders available
- Loans structured to meet your particular needs