Life Insurance
"It's my life!"
- BON JOVI
That it is. And whatever life you live, insurance is there to safeguard it for you.
Clear Explanations
Active Listening
Open Communication
Why Life Insurance?
Kiwis are well known for their “she’ll be right” attitude. It’s probably one of the reasons we are among the least insured nations in the developed world, according to research from the Financial Services Council.
Life insurance can help pay off debts, cover funeral costs, or provide ongoing income for those left behind. We can arrange a number of life insurance options to provide cover in the event of illness, serious injury, death and terminal illness.
Why choose WMLB
You can trust the expertise and experience of our advisers, who will ensure that you’re getting the right insurance solutions from our panel of top insurers.
From initial consultation to long-term support, we’re committed to guiding you through the entire process, making sure your needs are met at every stage.
Types of life insurance policies
Life Insurance: Provides a lump sum upon death which can help to pay off any debts, cover funeral expenses and legal costs and provide ongoing income to assist with living costs. Terminal illness payout.
Trauma/Critical Illness: Provides a lump sum full or partial benefit in the event of suffering from a specified illness or condition and assists funding your lifestyle or additional expenses or income.
Private Medical cover: As a resident of New Zealand, you can rely on the public health system for emergency care and treatment for serious conditions, however the public system might mean you wait longer for treatment, don’t get to choose your doctor, and if your condition is not related to an accident, you won’t be able to rely on the ACC to pay for treatment. Private medical insurance gives you control over when and where you’re treated, the surgeon who treats you, and covers the cost of your treatment.
Income Protection/Key Person: Pays a percentage of regular income in the event of being unable to work as a result of an accident or illness to replace any loss of earnings. Key person cover protects the business by funding the cost of replacing the key person.
We are here to assist in claims and make it as easy as possible. Times of illness, injury or death are stressful enough without the added burden of dealing with claims. We offer independent claims advocacy to ensure that our clients have our support through this tough time.